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IRCTC eWALLET Scheme | IRCTC's e-WALLET Registration

IRCTC eWALLET is a new scheme launched by IRCTC. This scheme allows users to deposit money in advance in their IRCTC account. The e-Wallet balance can be used to make payment while booking tickets on IRCTC website in addition to other payment options available. This scheme will help users to book ticket faster than before. But this scheme is not available from 8 AM in the morning and until 12 Noon. Therefore this scheme is not available for Tatkal ticket booking in the morning. Also, you have to pay Rs. 250/- to register for e-Wallet scheme, which is nonrefundable.

Many users have registered with this scheme and expressed their opinion. Check what users are saying about scheme IRCTC eWallet Review.

Benefits of IRCTC eWALLET scheme

According to IRCTC, the e-wallet scheme will provide following benefits:
  1. While booking train tickets through IRCTC account, the transaction will be more hassle free and secure.
  2. This scheme eliminates the bank payment approval process during ticket booking, therefore booking ticket will become faster.
  3. Saving of Payment Gateway per ticket. Because Payment Gateways are not involved while booking tickets through this scheme.
  4. Users can manage their e-Wallet account online and also top up by depositing money online.
  5. When any of the provided banks go offline that is out of service, then still users can book tickets through e-WALLET account.
  6. In the case of any train ticket cancellation, the due refund will be credited to users IRCTC eWALLET Account next day.

Steps to IRCTC eWALLET registration and ticket booking:

  1. Login to IRCTC account with your existing IRCTC user id and password.
  2. Click the "e-WALLET Registration" link under e-WALLET Section in the "Plan my travel" page.
  3. Complete Verification process by providing PAN CARD No. and other details.
  4. Deposit one-time registration fee of Rs.250/-(inclusive of Service Tax and Education CESS on Service Tax, nonrefundable) online with any of the available payment options.
  5. Credit the IRCTC eWALLET account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user's account is Rs. 5,000.
  6. Pay ticket booking amount through IRCTC eWALLET, which is displayed as a payment option along with other Banks.
  7. An e-ticket is provided as usual on successful train ticket booking.

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Note: IRCTC's e-WALLET facility is not available from 8:00 AM to 12:00 PM.

Steps to Make deposit in IRCTC eWALLET account

  1. Login to IRCTC account by entering your username and password.
  2. To deposit the amount in the e-Wallet, click to "e-Wallet DEPOSIT" link on the left navigation bar.
  3. Select the payment option from drop down list and Click on submit button for payment.
  4. You can deposit minimum amount of Rs. 100/- and can maintain a maximum amount of Rs.5000/- in your account. The deposit amount is non-refundable and should be in multiple of Rs.100/- only.
  5. After the successful deposit, a successful payment message will be provided.
  6. To check the status of deposit in e-Wallet account, click 'DEPOSIT HISTORY' link on the left navigation bar. Enter the profile password and click 'Go' button.
  7. You will be redirected to 'Deposit History' page where the status of all the e-Wallet deposit amount will be provided.
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So register and try this new scheme of IRCTC and also please share your experience about IRCTC's eWallet scheme by leaving a comment below.

IRCTC eWallet Reviews

IRCTC has recently launched a new scheme called IRCTC e-Wallet. Under this scheme, you can make an advance deposit with the IRCTC and you can use your balance in your e-Wallet account to book tickets.

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According to IRCTC main advantages of this scheme are:

  1. It will provide hassle free and secure transaction while booking tickets. Most of the time when you book a ticket, you must have noticed that most of the transactions get failed and you have to wait 2-4 days to get the money back. Also, you have to keep track whether the refund has been made or not.
  2. IRCTC e-Wallet will fasten your ticket booking process because you don’t have to go through payment gateway for payment approval.
  3. It will save payment gateway transaction charges.
  4. It will reduce the dependency on banks. If your bank is temporarily out of service you cannot book a ticket through normal payment methods but this issue gets resolved with this scheme.
  5. E-wallet account is easily manageable online. You can add money to your e-Wallet whenever required.

IRCTC eWallet review by users who have registered with this scheme:

  1. There is a problem while registering with the scheme, Even after providing correct PAN number and First Name on PAN card, users getting error "First Name incorrect", said Nirmal Kumar and SubaMadhan.
  2. According to SaurabhMurthy, and others, it is useless if you cannot book a ticket between 8 AM to 12 PM because these are the peak hours to book Tatkal tickets.
  3. There is a registration fee of Rs. 250 for IRCTC e-Wallet scheme. “From what I have heard so far, this is a total waste unless you travel a lot. Registration fees of 250 non-refundable and 5 or 10 Rs per ticket additional. This will probably be more than what a credit charge charges. And on top of it, can’t be used between 8 and 12. So total waste” said Krishnaraj.
  4. Also, most of the users doubt that how much someone will save by preventing payment gateway charges.
We conducted a poll for two months on IRCTC e-wallet new service and the results are below.

Is IRCTC eWallet Useful?

Many people are sharing their opinion with us. If you have also registered with the IRCTC e-Wallet scheme please share your opinion with us here, we are getting only negative reviews about this scheme.

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