IRCTC eWallet Registration | How register eWallet In New Website

IRCTC eWallet is a feature and service through which a user can make a deposit of money in advance to IRCTC and then use it as a payment option along with other payment options available for ticket booking for paying money to book tickets. This scheme allows users to deposit money in advance in their IRCTC account. The e-Wallet balance can be used to make payment while booking tickets on the IRCTC website in addition to other payment options available. This scheme will help users to book ticket faster than before. But this scheme is not available from 8 AM in the morning and until 12 Noon. Therefore this scheme is not available for Tatkal ticket booking in the morning. Also, you have to pay Rs. 250/- to register for e-Wallet scheme, which is nonrefundable.

Many users have registered with this scheme and expressed their opinion. Check what users are saying about scheme IRCTC eWallet Review.

Benefits of IRCTC eWALLET scheme

According to IRCTC, the e-Wallet scheme will provide the following benefits:
  1. While booking train tickets through IRCTC account, the transaction will be more hassle-free and secure.
  2. This scheme eliminates the bank payment approval process during ticket booking, therefore booking ticket will become faster.
  3. Saving of Payment Gateway per ticket. Because Payment Gateways are not involved while booking tickets through this scheme.
  4. Users can manage their e-Wallet account online and also top up by depositing money online.
  5. When any of the provided banks go offline that is out of service, then still users can book tickets through e-Wallet account.
  6. In the case of any train ticket cancellation, the due refund will be credited to users IRCTC eWALLET Account next day.

Steps to IRCTC eWALLET registration and ticket booking:

  1. Login to IRCTC account with your existing IRCTC user id and password.
  2. Click the "e-Wallet Registration" link under e-Wallet Section.
    Picture of IRCTC ewallet registration link
  3. Complete Verification process by providing PAN CARD No. and other details. Verification can be done through PAN or Aadhaar. Please provide correct information for successful verification. In case of verification through Aadhaar, KYC response will be stored in user’s IRCTC profile.
    Picture of aadhaar verification during ewallet registration
  4. After the verification process, payment page will appear for payment of IRCTC e-Wallet Registration fee. 
  5. Create a Transaction Password required at the time of booking and reconfirm the same
  6. password in the text box provided.
  7. Select the Bank for the payment of Registration Fee from the list of payment options available.
  8. Deposit one-time registration fee of Rs.250/-(inclusive of Service Tax and Education CESS on Service Tax, nonrefundable) online with any of the available payment options. Registration Fee is non-refundable.
  9. After successful payment, the User will be logged out and a successful registration message is provided.
  10. Now, credit the IRCTC eWALLET account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user's account is Rs. 5,000.
  11. Pay ticket booking amount through IRCTC eWALLET, which is displayed as a payment option along with other Banks.
  12. An e-ticket is provided as usual on successful train ticket booking.
Note: IRCTC's e-Wallet facility is not available from 8:00 AM to 12:00 PM.

Steps to Make a deposit in IRCTC eWALLET account

  1. Login to IRCTC account by entering your username and password.
  2. To deposit the amount in the IRCTC eWallet account click on ‘IRCTC eWallet DEPOSIT’ link on the Left Navigation Bar. Select the option and enter the amount to be deposited and reconfirm the same amount. The deposit amount should be more than the minimum amount (Rs 100/-) and less than the maximum limit (Rs 10000 – Current Balance).
    Picture of payment deposit process in ewallet account
  3. Select the payment option from the dropdown list and Click on submit button for payment.
  4. After the successful deposit, a successful payment message will be provided.
  5. To check the status of deposit in e-Wallet account, click 'DEPOSIT HISTORY' link on the left navigation bar. Enter the profile password and click the 'Go' button.
  6. You will be redirected to 'Deposit History' page where the status of all the e-Wallet deposit amount will be provided.
  7. In case amount debited from the customer’s bank account and deposit not reflecting in IRCTC eWallet account, the amount will be refunded to customer bank account after confirmation from concerned Bank to IRCTC.
    Picture of payment deposit transactions in ewallet
So register and try this new scheme of IRCTC and also please share your experience about IRCTC's eWallet scheme by leaving a comment below.

IRCTC eWallet Reviews

IRCTC has recently launched a new scheme called IRCTC e-Wallet. Under this scheme, you can make an advance deposit with the IRCTC and you can use your balance in your e-Wallet account to book tickets.

According to IRCTC main advantages of this scheme are:

  1. It will provide hassle free and secure transaction while booking tickets. Most of the time when you book a ticket, you must have noticed that most of the transactions get failed and you have to wait 2-4 days to get the money back. Also, you have to keep track of whether the refund has been made or not.
  2. IRCTC e-Wallet will fasten your ticket booking process because you don’t have to go through payment gateway for payment approval.
  3. It will save payment gateway transaction charges.
  4. It will reduce the dependency on banks. If your bank is temporarily out of service you cannot book a ticket through normal payment methods but this issue gets resolved with this scheme.
  5. e-Wallet account is easily manageable online. You can add money to your e-Wallet whenever required.

IRCTC eWallet review by users who have registered with this scheme:

  1. There is a problem while registering with the scheme, Even after providing correct PAN number and First Name on PAN card, users getting error "First Name incorrect", said Nirmal Kumar and SubaMadhan.
  2. According to SaurabhMurthy, and others, it is useless if you cannot book a ticket from 8 AM to 12 PM because these are the peak hours to book Tatkal tickets.
  3. There is a registration fee of Rs. 250 for IRCTC e-Wallet scheme. “From what I have heard so far, this is a total waste unless you travel a lot. Registration fees of 250 non-refundable and 5 or 10 Rs per ticket additional. This will probably be more than what a credit charge charges. And on top of it, can’t be used between 8 and 12. So total waste” said Krishnaraj.
  4. Also, most of the users doubt that how much someone will save by preventing payment gateway charges.
We conducted a poll for two months on IRCTC e-Wallet new service and the results are below.

Is IRCTC eWallet Useful?

Many people are sharing their opinion with us. If you have also registered with the IRCTC e-Wallet scheme please share your opinion with us here, we are getting only negative reviews about this scheme.
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  1. if some one forget the trancation password what to do....

  2. I am typing my PAN number and first name exactly as my pan card but getting error message "First Name incorrect?"

  3. We can not book tatkal ticket by eWallet balance.While maximum transactions failed in the time of tatkal ticket booking. So, there is no too benefit of eWallet.If you are habitual of this site than you can register eWallet.


  5. Benefit of saving Payment Gateway charges per ticket.
    May i know how much many eWallet will charge per each ticket.

  6. By Typing correct PAN card No and First Name its showing error as PAN No not Verified

  7. Has anyone successfully booked a tatkal ticket using ewallet?

  8. It really Sucks !! Guys ...don't go for the e-wallet....It is not at all Useful....Nobody will get the confirmed ticket after
    12PM or after tatkal.....if this option is not available for after 8 AM or tatkal...Completely waste....My kind advice ...don't go for this ..if you are regular IRCTC user.....

  9. Why there is fees?

  10. You are right Murthy, Its a waste if cannot be used from 8.00 Am to 12.00 pm.

  11. Useless folks .. If this eWallet cannot be used between 8 AM to 12 PM, then where on earth is the benefit for eWallet. IRCTC makes sure it is always a pain to get Tatkal or opening day booking on Internet. If they have a reason for doing this, then why not stop internet booking on opening day and tatkal altogether. Just spoils two three hours in front of computer for every person.

  12. Not able to register, even after providing the correct PAN number and First name, always gets an error and now it shows only one more chance is left to try.

  13. It is really waste of money for registration fees(250).it is Limitations for e-Wallet "IRCTC e-Wallet scheme is not available during 8:00 AM to 12:00 PM"

  14. Im not able to register also ...facing the error ..

  15. Tried registering with correct pan card number and name, but says "Incorrect First Name". Annoyed with it

  16. From what I have heard so far, this is a total waste unless you travel a lot.
    Registration fees of 260 non-refundable and 5 or 10 Rs per ticket additional. This will probably be more than what a credit charge charges.
    And on top of it, cant be used between 8 and 12. So total waste.

  17. if we dont make the tkt between 8am to 12pm then it is not very useful because thease are the current tkt book hour

  18. Useless scheme of IRCTC ( E WALLET ) ...Total waste of money for Reg fees - 250 ...

  19. Ewallet registration link is not coming in plan my travel section for me , is it for specific users only ?

  20. Waste of money
    I did u dont go for it.

  21. Waste of's new earning funda followed by irctc.don't go for eWallet registration.

  22. Why Tatkal booking is not permitted through e-wallet?

  23. admin plz tell me that what will be the transaction charge when i will deposit money in my ewallet.

  24. "First Name Incorrect" DURING ewallet registration. First name & PAN verified at Gov site

  25. subhanAllah: from last three days trying to register e-wallet, i think government apps must be more easier then private ixigo apps

    1. It is also very easy to register for e-wallet on the new website. For any kind of help please let me know.